[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.byma.cz\/financni-gramotnost-na-skolach\/#Article","mainEntityOfPage":"https:\/\/www.byma.cz\/financni-gramotnost-na-skolach\/","headline":"Finan\u010dn\u00ed gramotnost na \u0161kol\u00e1ch","name":"Finan\u010dn\u00ed gramotnost na \u0161kol\u00e1ch","description":"Rodinn\u00fd rozpo\u010det (kam \u0159ad\u00edme i v\u00fd\u0161i platu \u010di mzdy rodi\u010d\u016f) je v\u011bt\u0161inou d\u011btem do pom\u011brn\u011b vysok\u00e9ho v\u011bku zatajov\u00e1n, nebo se o n\u011bm minim\u00e1ln\u011b nemluv\u00ed. Pokud d\u011bti neza\u010dnou nav\u0161t\u011bvovat st\u0159edn\u00ed \u0161kolu se zam\u011b\u0159en\u00edm na obchod, finance a hospod\u00e1\u0159stv\u00ed, z\u0159ejm\u011b jim pojmy jako \u00fav\u011br, p\u016fj\u010dka, hypot\u00e9ka \u010di provize z\u016fstanou nedefinov\u00e1ny a\u017e do chv\u00edle, kdy jim bude dvacet […]","datePublished":"2023-06-08","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.byma.cz\/author\/#Person","name":"","url":"https:\/\/www.byma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"byma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.byma.cz\/wp-content\/uploads\/img_a296326_w2257_t1507448431.jpg","url":"https:\/\/www.byma.cz\/wp-content\/uploads\/img_a296326_w2257_t1507448431.jpg","height":0,"width":0},"url":"https:\/\/www.byma.cz\/financni-gramotnost-na-skolach\/","wordCount":494,"articleBody":"Rodinn\u00fd rozpo\u010det (kam \u0159ad\u00edme i v\u00fd\u0161i platu \u010di mzdy rodi\u010d\u016f) je v\u011bt\u0161inou d\u011btem do pom\u011brn\u011b vysok\u00e9ho v\u011bku zatajov\u00e1n, nebo se o n\u011bm minim\u00e1ln\u011b nemluv\u00ed. Pokud d\u011bti neza\u010dnou nav\u0161t\u011bvovat st\u0159edn\u00ed \u0161kolu se zam\u011b\u0159en\u00edm na obchod, finance a hospod\u00e1\u0159stv\u00ed, z\u0159ejm\u011b jim pojmy jako \u00fav\u011br, p\u016fj\u010dka, hypot\u00e9ka \u010di provize z\u016fstanou nedefinov\u00e1ny a\u017e do chv\u00edle, kdy jim bude dvacet let a budou si cht\u00edt naj\u00edt sv\u016fj prvn\u00ed byt. Tento syst\u00e9m \u010desk\u00e9ho \u0161kolstv\u00ed jednodu\u0161e nep\u0159ipravuje mlad\u00e9 studenty na praktick\u00e9 my\u0161len\u00ed v\u00a0oblasti financ\u00ed. Probl\u00e9m si \u0159ada \u0161kol uv\u011bdomila a za\u010dala na \u017e\u00e1c\u00edch zkou\u0161et p\u0159edm\u011bt s\u00a0n\u00e1zvem finan\u010dn\u00ed gramotnost. Pokud ho na takov\u00e9 \u0161kole n\u011bkdo vyu\u010duje, je to v\u011bt\u0161inou bu\u010f matematik nebo pedagog, kter\u00fd m\u00e1 v\u00a0tomto t\u00e9matu p\u0159ehled. \u0160kola v\u011bt\u0161inou na tyto p\u0159edm\u011bty ,,nav\u00edc\u201c dost\u00e1v\u00e1 dotace od st\u00e1tu. Proto se do projektu zapojuje \u010d\u00edm d\u00e1l t\u00edm v\u00edc \u0161kol.\t\tCo se d\u011bti nau\u010d\u00ed?D\u011bti se nau\u010d\u00ed z\u00e1kladn\u00edm pojm\u016fm, n\u011bco m\u00e1lo si \u0159eknou i o historii samotn\u00fdch pen\u011bz. Zm\u00ednka bude o barteru a tak\u00e9 o tom, jak se nap\u0159\u00edklad orientovat v\u00a0nab\u00eddce byt\u016f na internetu. Tento p\u0159edm\u011bt v\u011bt\u0161inu d\u011bt\u00ed pak d\u011bl\u00ed na dv\u011b poloviny. Na ty, kte\u0159\u00ed se o finance zaj\u00edmaj\u00ed a kter\u00e9 to jednodu\u0161e zaj\u00edm\u00e1, proto\u017ee v\u011bd\u00ed, \u017ee se jim to bude rozhodn\u011b do budoucna hodit. A pak jsou tu takov\u00e9 d\u011bti, kter\u00e9 si pod pojmem finance p\u0159edstav\u00ed druhou matematiku a na p\u0159edm\u011bt za\u010dnou ji\u017e od za\u010d\u00e1tku chodit s\u00a0obrovskou averz\u00ed. Pro druhou skupinu d\u011bt\u00ed se \u0161koly sna\u017e\u00ed vytvo\u0159it z\u00e1bavnou formu edukace finan\u010dn\u00ed gramotnosti. Jsou to hry, kde student mus\u00ed pracovat s\u00a0pen\u011bzi, nebo se po\u0159\u00e1daj\u00ed projektov\u00e9 dny na t\u00e9ma finance, kde d\u011bti mohou prezentovat i sv\u00e9 podnikatelsk\u00e9 z\u00e1m\u011bry.\t\tD\u011bti jsou na\u0161e budoucnost.Je to tak, proto bychom do jejich vzd\u011bl\u00e1n\u00ed m\u011bli vkl\u00e1dat co nejv\u00edce. Zajist\u00e9 bychom m\u011bli vzd\u011bl\u00e1vat i pedagogy, kte\u0159\u00ed by byli ochotni tento nov\u00fd p\u0159edm\u011bt na \u010desk\u00fdch z\u00e1kladn\u00edch \u010di st\u0159edn\u00edch \u0161kol\u00e1ch vyu\u010dovat. Rozhodn\u011b z\u00a0ka\u017ed\u00e9ho d\u00edt\u011bte nevychov\u00e1me ekonoma, ale m\u011bli bychom se sna\u017eit, aby po opu\u0161t\u011bn\u00ed z\u00e1kladn\u00edch \u010di st\u0159edn\u00edch \u0161kol m\u011bli ur\u010dit\u00e9 vzd\u011bl\u00e1n\u00ed v\u00a0oblasti \u00fa\u010detnictv\u00ed nebo financ\u00ed obecn\u011b. P\u0159esn\u011b proto, \u017ee rodi\u010de mluven\u00ed o v\u00fddaj\u00edch \u010di p\u0159\u00edjmech nepova\u017euj\u00ed za n\u011bjak zvl\u00e1\u0161t\u011b d\u016fle\u017eit\u00e9. Jednodu\u0161e tato \u00faloha zbude na \u010desk\u00e9 \u0161kolstv\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                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